USER AGREEMENT / LEGAL NOTICE

PLEASE READ THESE TERMS BEFORE USING THIS SITE

THE FOLLOWING DESCRIBES THE TERMS ON WHICH InsuranceQuotesNY.com. OFFERS YOU ACCESS TO ITS SERVICES. BY USING OUR WEBSITE AND ITS SERVICES, YOU ACCEPT THE TERMS AND CONDITIONS BELOW. THIS AGREEMENT IS INTENDED TO BECOME AND BECOMES A LEGALLY ENFORCEABLE CONTRACT.

YOU AGREE TO THE FOLLOWING TERMS:

General: The WESTMORE AGENCY owns and operates INSURANCEQUOTESNY.COM (SITE or WEBSITE). InsuranceQuotesNY.com, is a Web Site that offers general information about insurance and insurance products. Although we make every effort to insure accuracy in the information provided on our website, The WESTMORE AGENCY. makes no representation to the completeness or accuracy of the information presented on InsuranceQuotesNY.com. Information presented on our website may differ with the limits, definitions, conditions, policies, terms, benefits, and coverages of individual insurance companies and individual policies. It is your responsibility to contact your agent or insurance company for specific information, and instructions regarding your insurance policy, policies, or before buying insurance. We only offer general information about insurance and insurance products. Always consult with the insurance company of your choice, or an attorney at law before making any insurance decisions of any kind. THE WESTMORE AGENCY. is not responsible for any misleading or inaccurate information or statements about insurance or insurance products.

Personal Information: In general, this website is available for public use without us or THE WESTMORE AGENCY receiving any personal information about the user. We do not collect information on our users.

Site Operation: THE WESTMORE AGENCY. operates this site from its offices within the United States of America. THE WESTMORE AGENCY does not represent that the information in this site is appropriate or available for use in other locations, and access from certain locations may be strictly prohibited. Those who access this site do so on their own initiative and are responsible for compliance will all applicable local laws. The laws of the State of New York, U.S.A, will govern any claims relating to the information contained on this site.

Right To Modify: THE WESTMORE AGENCY. reserves the right to modify the rules and regulations governing this site at any time. When modifications appear on this site, users are deemed to be aware and bound by any changes to these rules and regulations. THE WESTMORE AGENCY reserves the right to make any improvements or changes to the content of this site at any time.

Remedies: THE WESTMORE AGENCY. reserves the right to seek all remedies available at law and in equity for violations of the rules stated within this site, as well as the right to restrict access to this site from other particular Internet sites.

Web Site Links: Any web sites which may be linked to this Site are under the control of the host entity. THE WESTMORE AGENCY is not responsible for the content of display contained therein.

Eligibility for Services: You must be an adult to utilize our services. Without limiting the foregoing, our services are not available to minors. If you do not qualify, please do not use our services. THE WESTMORE AGENCY. reserves the right to refuse services to anyone, at any time for any reason.

Services: We do not guarantee continuous, uninterrupted or secure access to our services, and operation of our site may be interfered with by numerous factors outside of our control.

Disclaimer THE WESTMORE AGENCY intends for the information contained in this Web site to be accurate and reliable. However, errors sometimes occur. Therefore, THE WESTMORE AGENCY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEBSITE, INCLUDING WITHOUT LIMITATION ITS MERCHANT ABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL THE WESTMORE AGENCY OR ROB CAPIALBI, INC. BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THIS WEBSITE. THE WESTMORE AGENCY. will from time to time revise the products and services described in this Web site, and reserves the right to make such changes without the obligation to notify current or prospective customers.

Limit of Liability: IN NO EVENT SHALL WE OR THE WESTMORE AGENCY BE LIABLE FOR LOST PROFITS OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (HOWEVER ARISING, INCLUDING NEGLIGENCE) ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT. OUR LIABILITY TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCES, IS LIMITED TO ONE HUNDRED DOLLARS ($100) US currency.

No Warranty. USE OF THE INSURANCEQUOTESNY.COM WEBSITE AND OUR SERVICES IS "AS IS" AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS OR IMPLIED. WE AND OUR SUPPLIERS SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES WHATSOEVER. Some states doe not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights which vary from state to state.

Agreement: This agreement shall be governed in all respects by the laws of the State of New York as such laws are applied to agreements entered into and to be performed entirely within New York between new york residents. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof.